Thursday, 22 February 2018

How To Get Rid Of Dandruff Naturally.

1. Neem And Olive Oil

  1. Crush the neem leaves to a powder.
  2. Mix the powder and olive oil in a bowl.
  3. Apply the paste to your scalp.
  4. Leave it on for about an hour. Then, wash your hair with shampoo and apply conditioner.

2. Baking Soda And Lemon

  • 3 tablespoons fresh lemon juice
  • 3 tablespoons baking soda
  • A bowl of apple cider vinegar
  1. Mix the ingredients in a bowl and apply the paste to your scalp.
  2. Leave it as it is for about 10 minutes, or until the scalp starts to itch.
  3.  Wash your hair with water.
  4. You can use apple cider vinegar as a conditioner.

3. Listerine Mouthwash

  • 1 tablespoon Listerine mouthwash
  • 9 tablespoons water
  1. Mix the mouthwash with water in a bowl.
  2. Wash your hair with regular shampoo. Then, rinse your hair with the mouthwash mixture.
  3. You can leave the mixture as it is and style your hair as you normally do.

4. Yogurt

1 cup plain yogurt

  1. Shampoo your hair and rinse.
  2. Apply the yogurt to your scalp and leave it on for about 15 minutes.
  3. Rinse your hair, and wash again using a small amount of shampoo.

5. Orange Peel Pack

  • A few dry orange peels
  • 5-6 tablespoons lemon juice
  1. Put the orange peels and lemon juice into a food processor. Blend the ingredients till you get a smooth paste.
  2. Gently apply the paste to your scalp and leave it on for about 30 minutes.
  3. Post that, rinse it off with your usual shampoo.

6. Lemon Juice And Yogurt

  • A bowl of curd
  • A half-cut lemon
  1. Squeeze the lemon into the curd and mix well.
  2. Apply the mixture to your hair. You can use the lemon peel for this purpose.
  3. You can also massage your scalp with the inside of the lemon peel.
  4. Leave the mixture on for about 10 minutes. Wash your hair as usual with shampoo.

7. Baking Soda

1 tablespoon baking soda

  1. Wet your hair, and rub the baking soda into your hair and scalp.
  2. Leave it on for a minute, and then wash your hair thoroughly with water.
  3. You could also mix it with your shampoo and use it to wash your hair.

8. Coconut Oil

1. Simply wash your hair with shampoo and let your hair dry completely. Do not use a conditioner.
2. Apply the coconut oil directly to your scalp and leave it on for a few minutes.
3. Wash your hair thoroughly with water.

9. Fenugreek Seeds

  • 1 tablespoon fenugreek seeds
  • 2 cups hot water
  1. Crush the fenugreek seeds with a pestle.
  2. Take two cups of hot water and soak the seeds in the water overnight.
  3. Strain the mixture, and use the water to rinse your hair in the morning.

10. Egg Yolks

1-2 egg yolks

  1. Mix the yolks of the eggs in a bowl.
  2. Ensure your hair is dry. Then, apply the yolk to the scalp.
  3. Once done, cover your hair with a plastic bag and keep it on for about an hour.
  4. Wash your hair thoroughly with a good shampoo. You might need to wash your hair twice to remove the odor.


Wednesday, 21 February 2018

PNB Fraud: 2017 EY Report red flagged flaws in Gitanjali Gem's account.

MUMBAI: Bankers across India were probably blinded by the glitter of jewels and the glib charm of Mehul Choksi. By the time they sensed that Gitanjali Group, Choksi’s empire, was a smoking gun, it was too late.



A special report prepared by an external consultant, hired by anxious lenders last year, only deepened suspicions. The confidential report, titled Project Jewels and submitted in May 2017 by EY, talks about dealings between Gitanjali GemsBSE -4.92 % and group companies, inadequate records maintained by the listed entity, absence of provisions for doubtful debts, and delays in collection of dues. 

Gitanjali Group companies together owe more than Rs 7,000 crore to around 35 banks, which includes some of the large state-owned lenders as well as the biggies among private sector banks. This is believed to be over and above the unrecovered credit through PNB’s secret letters of undertaking. 

A month after the report, a senior manager of PNB’s Brady House branch in Mumbai, which is now in the eye of the storm, asked Gitanjali to provide an “updated net worth statement” of Priti Choksi, wife of Mehul Choksi. While the reason for this was not stated in the letter, banks typically ask promoter members who stand as guarantors to share details of wealth and assets. The letter was addressed to Kapil Khandelwal, joint president, banking and finance of Gitanjali Gems and copied to ICICI Bank.

Invoking personal guarantee is a pressure tactic banks employ to recover loans. But if assets underlying such guarantees are either insufficient or have been alienated, there’s not much that can be done,” said a senior banker. 

The agency had pointed out that the company was not maintaining invoice-wise database for domestic collections and were knocking off the same on FIFO (first-in first-out basis). Also, there were no provisions for doubtful debts despite suffering bad debts in the previous three years. The Gitanjali management had clarified to EY that as a policy it extended longer periods for greater penetration in foreign markets (which accounted for 80% of jewellery sales). 

Gitanjali Gems did not share sample of the ‘confirmation letter’ (that companies typically sent to debtors at the close of an accounting period) with EY officials. The correspondents for follow-ups with debtors were also not shared by the company. Some of its overseas customers, such as Good Mark Jewellery, Infinite Gems, Munic (DBA) and New York Diamonds had the same signatory. According to Gitanjali, this was because “the companies were being managed by the same accountant”.

However, the confirmation were stamped and signed by the signatories. The letterheads in the confirmations provided for six entities looked similar in terms of their structure. As per the management, this is in line with industry standards.” 

After meeting some of the debtors of Gitanjali Gems, EY concluded that the company had no policy for providing for doubtful debts and had no proper processes and internal system to periodically assess the recoverability from debtors. 

Of the Rs 7,000-odd crore outstanding loans to Gitanjali group, Gitanjali Gems owed about Rs 5,000 crore. Other borrowers included GECL (whose merger with Gitanjali Gems was approved a few years ago), Bezel (formerly, D’Damas), GILI, NBL, Asmi, Nakshatra World (formerly, Gitanjali Brands). 

Banks, which are yet to fully provide for the exposure, are understood to be planning a forensic audit of Gitanjali. While this time-consuming and probably expensive exercise may track the flow of money, not many believe it would help in salvaging the loans. 


Doctors say you should NEVER touch these 7 body parts! We tell you why!

Self-touch is more important than any other being touching you. To understand your own body is necessary and should not be shied away from. However, there are certain body parts which require attention but certainly not with your hands.

FACE: Pimple issues? Your hands are to blame! Even before you wash your face, you should be cleaning with a neutral soap first. Most germs come through our hands and constantly touching your face also invites other bacteria and diseases.

EYES: Itchy eyes can be due to constant rubbing them through the day. If you have itchy eyes, opt for eye drops rather than shoving your fingers into them. Eyes are the most delicate part of the body and should be handled with care. Most eye infections happen because of constant touch of your hands on them.

BUTT: Yes! The anal region is super sensitive and contains bacteria which can spread through your hands. This bacteria can be harmful and cause infections. Even though you wash your bottoms thoroughly with water, it does not mean it is bacteria free.

SKIN UNDER THE NAILS: Skin under the nails is extremely fragile and should not be fiddled with. This not only opens the door to certain types of fungus but also introduces a variety of germs in your nails.

EAR CANAL: We do have the habit of vigorously touching our ear canal, especially post a bath. The delicate thin skin in the ear canal can be severely damaged due to this. Since our hands are the first breeding grounds for most of the diseases, it is best to keep them off your ears.

MOUTH: As is mentioned, since our hands carry most of the disease-causing germs, putting them in your mouth is a big no. Even if your hands are clean, do not put them in your mouth.

INSIDE OF YOUR NOSE: You must be wondering how else would you clean your nose then? If you really have to clean your nose properly, use a sanitized handkerchief to do it. Studies state that those who are habitual nose pickers are more prone to falling sick than those who are not.

Monday, 19 February 2018

Eat these 6 vegetables if you are on a weight loss journey!

Fresh vegetables provide essential nutrients that eventually help in maintaining good health. But when you are on a weight loss journey you often wonder what to eat and what to avoid. Where you do count your calorie and fat intake, munching on fresh vegetables and fruits is what you often don’t mind. Here we have mentioned top vegetables that would help you in losing weight in a healthy way.

Green leafy: Include green leafy vegetables in your diet. Make a healthy salad or eat them cooked. Green leafy vegetables are loaded with iron and vitamins which prevent your body from the deficit of essential nutrients.

Cauliflower: Cauliflower is a low-density food and has no fat. It is enriched with fibre and can be eaten raw as well as cooked. Because of its no-fat content, you can include this food in your weight loss diet.

Cucumber: It has a lot of water and no carbs or fats. You can munch a few slices of cucumber in your snack time. Its water content assures no dehydration. You can make cucumber salad too and rejoice this healthy treat.

Carrots: This crispy and crunchy food is loaded with health benefits. Carrots contain a lot of fibre and beta-carotene content. Again, you can eat them as your salad, in your snack time or even cooked.

Mushrooms: These tiny snow-puffed foods have got a lot of health benefits. They are a great source of protein, fibre, calcium and minerals. Mushrooms also have anti-oxidant properties which help in reducing the risk of various diseases.

Sweet potatoes : Sweet potatoes contain a high amount of dietary fibre and have low-calorie content which is good for your weight loss journey. You can boil sweet potato and can eat it as vegetable or in your snack time.


It can be tempting to give up on your old fitness routine once you become a mother. Your priorities shift and most of your attention is focused on loving and nurturing someone other than yourself. In between housework, bathing, meal preparation, and all the other little things, working out is simply not at the top of your list.

There are likely multiple reasons why you feel so tired, such as the lack of sleep and time for healthy eating. However, it is crucial to keep in mind that a normal exercise routine has numerous health benefits and can directly enhance your mental and physical well-being.

No more excuses: it’s time to get clever and use the following strategies to create your workout game plan:

1. Reduce the Length of your Workout

Spending an hour on the treadmill or at a HIIT class might not be a luxury you have anymore. In this case, a shortened workout is always better than one that never happened. Short workouts improve energy and mood as effectively as longer workouts.

You might find that a 15 or 20 minute walk in the great outdoors will leave you refreshed and energized enough to keep you alert and active throughout the day.

2. Add vitamins and supplements to your plan

Vitamins and bodybuilding supplements can give you a consistent boost of energy and aid you in your fitness journey. There are a variety of supplements that will give you the energy you need to get through a workout and achieve your goals, whilst improving your overall health. As well as this, bodybuilding supplements can help build muscle quicker and increase the rate you lose fat.

3. Schedule Morning Workouts

More often than not, exercise gets shoved at the bottom of the priority list as the day unfolds. Try scheduling an early morning or late evening workout, when the kids are in bed. This could be a wise way to make time for your workout and ensure you don’t miss it due to the many issues that can arise during the day.

4. Recognize that the World is your Gym

If you find yourself constantly sitting on the couch and watching reruns of your favorite show, then keep this tactic in mind. The gym is not the only place you can work out and you need to start associating everyday places with exercise.

There are multiple opportunities to incorporate exercise into your everyday routine, including taking the stairs instead of the elevator, walking instead of taking the bus, or even just doing jumping jacks on the spot.

Exercise is incredibly important to your physical and mental health, both in the short and long term. Don’t give up on it just because someone now calls you mom.


Sunday, 18 February 2018

Self Defense Tips Every Woman Needs to Know.

Ladies, we’ve all been walking down a dimly lit street in the middle of the night, clutching our purse, hoping we get home before someone pops out from behind the bushes.
That feeling of vulnerability is arguably one of the scariest things a woman experiences. The worst part is we face it on a daily basis.
Knowing what to do in stressful situations can save you from experiencing something horrible. You can start by paying attention to this list of self defense tips.
Follow along and take note. You never know when this advice will come in handy. If it does, you’ll be glad you were here.
                          woman being followed
1. Be Aware
The most basic and most important point is to be aware of your surroundings. If you know what’s coming, you can be infinitely more prepared than if it takes you by surprise.
Part of being aware includes not walking with headphones on or staring at your phone. It’s important to listen to and see what’s going on around you, otherwise you make yourself an easy target. Those shuffling footsteps behind you might not be a good sign.
If you feel like someone is following you, cross the street. If they’re still following you, try to go into a store if you’re near one.
Also, don’t be afraid to look a person in the eye. It will make you seem confident and fearless. This makes it very easy to identify the person in a lineup if needed.

2. Follow Your Gut

If you ever feel unsafe in a situation, trust your gut. It’s always better to be too cautious than be the victim of a violent crime.
The most common instance in which a person dismisses their gut feeling is when they try to rationalize something. The thing about intuition is that it’s a learned feeling. Years of experience have led you to believe that funny feeling means something bad might happen, so don’t ignore it or brush it off as being paranoid.

3. Fight Back

If you ever find yourself in a situation that turns violent, don’t let fear cripple you. It’ll make you incredibly vulnerable to your attacker.
Next, figure out how you can fight back. If you’re being choked, lift your arms up over your sides and bring them down together, straight and fast to one side. Avoid grabbing your attacker’s hands and trying to pull them off your neck, this could compromise your breathing.
If you carry any self defense devices, use them. Pepper spray your attacker the first chance you get. You don’t want to be in a situation where you can’t reach your devices anymore.

4. Predicting Behavior

Another important part of self defense is realizing when a person’s behavior can turn violent. Most attackers begin by trying to gain your trust. They might try to lure you somewhere dark and empty. Don’t fall for tricks like these. Even if it’s the most charming person you have ever met in your life, stay alert.

5. Take A Class

One of the best things you can do is take a class. Not only will it motivate you to stay fit, but it’ll also teach you everything you need to know about defending yourself. Feel safe and confident knowing these lessons have your best interests are at heart.

Get A Flat Tummy By Eating This ONE Food Before 8 Am.

"Take care of your body. It's the only place you have to live." 

Have you always wanted to lose weight and get back in shape? From dieting to running, have you tried and given up on things when they showed no results as such? If you have been nodding so far let me just tell you that perhaps it's time you told you the secret to a flat tummy.

And before you think it includes a surgery or massive weight loss dieting fads, it is neither of them. The idea of being fit with minimum effort is something that appeals to everyone. However, very few people really know about this secret trick.

Come to think of it, in our desire to get fit, we don’t mind to opt for any fad diet or to spend hours in the gym. Especially, when it’s about getting a flat tummy, we carefully choose foods on our plate, keeping in mind their calorie and fat content. But what if you realize that eating this ONE food helps in getting a flat tummy and keeps you satiated all day long? Of course, you won’t shy adding this to your daily diet. So, what’s that food, we tell you here.

Breakfast is the most important meal of the day.
Starting your day on a healthy note will keep you full for a longer duration.
Eating a mix of proteins, healthy carbs, fiber and other essential nutrients. And this is something that most people get wrong. In fact, most people tend to have breakfast on the go, we are usually running late in the morning.

So a study reveals this is perhaps the worst thing you can do for your health. Instead, you should eat two eggs before 8 am. Prefer eating them cooked in a half tbsp of olive oil. Enriched with vitamin D, protein and biotin, eating eggs in your breakfast keeps you full and satisfied for a longer period. That means you don’t get rumbling stomach before lunch and will not binge on unhealthy food items. You can eat the yolk as it is good for you and eating two yolks is not at all harmful. But if you have cholesterol issues or any other health issue, you should definitely be consulting your doctor before eating yolks.

However, if you get bored of having an omelet or scrambled eggs try making an egg salad with leafy vegetables. You can also eat eggs with whole wheat bread. It is nutritious, healthy and will result in a flat tummy.

So the next time someone asks you how to get rid of the fat instantly share with them this simple trick to get in shape and also be healthy. And always remember a little exercise along with this will help you even further. 

Friday, 16 February 2018


                                           snack idea sweet potato fries 

Snacking doesn’t always have to mean munching on junk foods. On the contrary, it can be a good way to supplement your diet with essential nutrients or provide the energy you need to get through your busy day. Being busy is not an excuse not to eat grab and go foods that are loaded with vitamins and nutrients that will keep you nourished and energized. Check out the following

Trail Mix

Trail mix is a perfect snack you can make yourself, so you can choose your preferred nuts, dried fruits and seeds. Nuts are loaded with healthy fats and protein to keep you fueled. Choose the best nuts such as heart-healthy walnuts or fiber-rich almonds. Add some naturally dried fruits such as cranberries or raisins. It is best to prepare your own trail mix rather than buy pre-packaged snacks.


Plain, air-popped popcorn is a healthy whole grain snack that is low in calorie and rich in antioxidants. It is better to prepare your own popcorn for it is easy to make. Popcorn sold at movie theatres or supermarkets are not healthy for they could be loaded with sugar, salt and unhealthy oil. By preparing your own, you can limit the salt and butter or add herbs.

Sliced Fruits and Veggies

If you can pack your kids some fruits and vegetables for school, why not prep some for yourself? It is a healthy way to satisfy your hunger. You can just grab an apple, grape or strawberry, or slice some carrots, melon or cherry tomatoes. Bananas are a good addition, too. From these, you will mainly get fiber, carbohydrates, potassium, vitamin C and other nutrients.

Frozen Yogurt

Frozen Yogurt is also a good it is an excellent source of probiotics, calcium, protein and potassium. Probiotics help maintain a healthy digestive tract and boosts the immune system. Greek yogurt is a good choice for it contains twice the protein and half the sodium and carbohydrates than regular yogurt, aside from being creamier. It is versatile, for you can eat it plain, frozen or add some fruits to it. As a snack, you can also blend it with a fruit for a delicious and nutritious smoothie.

Stylish and Sophisticated Birthday Party Ideas for Adults

 Rhyming the words “Happy Birthday” reminds us the time when we were children, running around eating birthday cake and busting in an open verdant backyard. But that was in childhood, what about now. As we get older, our birthday parties become less exciting than the last one. On a birthday party, we assemble and celebrate the anniversary of someone’s birthday. No matter how old we are turning, it is always exciting to dedicate one day in a year to celebrate with friends, food and of course a few cocktails.

We are never too old to enjoy a birthday treat with our friends. There are various ways to excite up the crowd and make your birthday a big blast. We have gathered here with some of the birthday party ideas for adults that will surely help you in every aspect of your bash from the decor, to food and to drinks.

  1. Themed Cocktail Party:-

                                     birthday party ideas for adults

Themed cocktail parties can be based on anything; one should perfectly use his imagination and throw a festive party that your dear ones will be talking about for days to come. Throwing a theme party is always one of the best birthday party ideas for adults. Send out the invitations to your guests that specify the venue and the dress code. Decorate your surroundings with respect to the theme and try to incorporate into the party food and desserts too.

  1. Arranging special cakes for birthday and pastries:-

                                    birthday party ideas for adults

You will certainly plan a bash to mark the milestone and a birthday celebration isn’t complete without a ravishing cake. One can make a cake or order it from the bakery.  They can add innovation and creativity in their party cakes and pastries. One can customize the cake according to the theme in varying sizes.

  1. Bright and cheerful summer poppy birthday party:-
                               birthday party ideas for adults

Want to celebrate your birthday in a quiet and peaceful manner? This theme is best suited for who don’t want a lot of fanfare and are sort of reserved. Decorate the table cloths with poppy colors is really one of the birthday party ideas for adults. Choose the related accessory perfectly which matches the fun and bright party theme. One can make innovative dishes and drinks and dine in with friends and celebrate.

  1. Throw a surprise birthday party:-
Throwing a surprise birthday party sounds very interesting but requires some serious efforts. Here, you cannot call the birthday boy or girl for help. So, it is up to you to put together a party of their dreams.

  1. Celebrating with top cocktails to toast an adult birthday:-


Celebrate getting older by one of the festive cocktails for an adult birthday! Cocktails add charm to the parties. One can do various experiments in making special cocktails to impress their guests. They can be customized according to the theme and will leave a lasting impression on your guests.